Terms & conditions

IQO TOKEN SALE TERMS AND CONDITIONS

1 May 2018

The following Terms and Conditions, together with any other terms incorporated by
reference (the “Terms”) govern your (“you” or the “Purchaser”) purchase of
cryptographic tokens (“IQO”) from Involve Foundation OÜ, a private limited company
registered in the Republic of Estonia in the European Union (the “Company”). Purchaser
and Company may be referred as Party or Parties in below.

The Terms describe the initial sale of IQO (the “ICO”) as well as the rights and
obligations arising from IQO. Please read the Terms carefully before using the services
described by the Company or making offers to purchase IQO. By using the website of the
Company used for the ICO or making offers to purchase IQO, you acknowledge that you
have read these Terms and you agree to be bound by them. IF YOU DO NOT AGREE TO
THESE TERMS, DO NOT PURCHASE OR MAKE OFFERS TO PURCHASE IQO
FROM THE COMPANY. IF YOU HAVE ANY QUESTIONS REGARDING THESE
TERMS, PLEASE CONTACT THE COMPANY AT contact@icoinvolve.io

By purchasing IQO, and to the extent permitted by law, you are agreeing not to hold any
of the Company and its respective past, present and future employees, officers, directors,
contractors, consultants, advisors, equity holders, suppliers, vendors, service providers,
parent companies, subsidiaries, affiliates, agents, representatives, predecessors,
successors and assigns (the “Involve Team”) liable for any losses or any special,
incidental, or consequential damages arising from, or in any way connected, to the sale of
IQO, including losses associated with the terms set forth below.

DO NOT PURCHASE IQO IF YOU ARE NOT AN EXPERT IN DEALING WITH
CRYPTOGRAPHIC TOKENS AND BLOCKCHAIN-BASED SOFTWARE SYSTEMS.
PRIOR TO PURCHASING IQO, YOU SHOULD CAREFULLY CONSIDER THE
TERMS BELOW AND CONSULT AN APPROPRIATE TECHNICAL EXPERT,
LAWYER, ACCOUNTANT, OR TAX PROFESSIONAL.
PURCHASES OF IQO SHOULD BE UNDERTAKEN ONLY BY INDIVIDUALS,
ENTITIES, OR COMPANIES THAT HAVE SIGNIFICANT EXPERIENCE WITH, AND
UNDERSTANDING OF, THE USAGE AND INTRICACIES OF CRYPTOGRAPHIC
TOKENS, INCLUDING ETHEREUM TOKENS, AND BLOCKCHAIN BASED
SOFTWARE SYSTEMS.

PURCHASERS SHOULD HAVE AN EXPERTISE AND EXPERIENCE WITH
STORAGE AND TRANSMISSION MECHANISMS OF CRYPTOGRAPHIC TOKENS.
THE COMPANY WILL NOT BE RESPONSIBLE IN ANY WAY FOR LOSS OF
CRYPTOCURRENCY, ETHEREUM, IQO OR ANY OTHER FUNDS RESULTING
FROM ACTIONS TAKEN OR OMITTED BY PURCHASERS. IF YOU DO NOT HAVE
RELEVANT EXPERIENCE OR EXPERTISE, THEN YOU SHOULD NOT PURCHASE
IQO. YOUR PARTICIPATION IN IQO SALE IS DEEMED AS YOU
ACKNOWLEDGMENT THAT YOU SATISFY THE REQUIREMENTS MENTIONED
IN THIS PARAGRAPH.

THE COMPANY RESERVES THE RIGHT TO CHANGE, MODIFY, ADD OR
REMOVE THE PORTIONS OF THESE TERMS AT ANY TIME FOR ANY REASON.
ALTHOUGH WE AIM AT INFORMING KNOWN USERS OF SUCH CHANGES, THIS
MAY NOT BE POSSIBLE. THUS IT REMAINS AS YOUR OBLIGATION TO
REVIEW THESE TERMS PERIODICALLY. ANY CHANGES SHALL BE EFFECTIVE
IMMEDIATELLY UPON POSTING AT OUR WEBSITE.
PURCHASER AGREES TO BUY, AND COMPANY AGREES TO SELL, IQO IN
ACCORDANCE WITH THE FOLLOWING TERMS:

1. General

1.1. IQO is a cryptographic token to be issued by the Company. IQO is based on
Ethereum, and purchase and future handling of IQO requires access to generally accepted
storage and transmission systems of Ethereum.
1.2. IQO is intended for testing and verifying the business model and its features as
contemplated by the Company (as defined in the white paper (the “White Paper”)
provided at https://icoinvolve.io/ (the “Website”) as of the date the Purchaser acquires
IQO) and provide the Purchasers with early and preferential access to the products and
services to be provided by the Company. To the extent they do not contradict these
Terms, the rights connected to IQO are subject to the limitations set out in the White
Paper, but this should in no case create obligations for the Company in addition to the
ones contained in these Terms.
1.3. IQO can be held and used at the sole discretion of the holder to the extent this does
not contradict these Terms. The Company aspires to achieve the milestones described in
the White Paper. The Company makes no representations nor warrants that such
milestones are achievable or will be achieved. If the Company achieves all or part of the
aspirations described in White Paper, IQO may become useable for additional purposes,
e.g. as a payment instrument to pay for tokens offered by startups and/or traded using
Involve Exchange platoform or for services / products offered by third parties, both
assuming that the Company has obtained the required licenses to issue payment
instruments in the token holder’s jurisdiction.
1.4. In case the Company will carry out a public offering (IPO) of its own securities or
otherwise raise capital, and has complied with applicable regulatory requirements to offer
the securities in the token holder’s jurisdiction, IQO may be used to pay for such
securities.
1.5. In respect of the tasks described in 1.3 above, the Company has only such obligations
and duties as expressly described in these Terms. Other obligations and duties are
excluded.
1.6. The Company is not an investment advisor, and does not give investment advice to
you. IQO is not a security.

2. CONDITIONS OF IQO SALE

2.1. YOU MAY NOT MAKE AN OFFER OR ACQUIRE IQO IF YOU ARE A CITIZEN,
RESIDENT (TAX OR OTHERWISE) OR GREEN CARD HOLDER OF THE UNITED
STATES OF AMERICA, PEOPLE’S REPUBLIC OF CHINA, THE REPUBLIC OF
SINGAPORE OR ANY OTHER COUNTRY WHOSE LEGISLATION LIMITS OR
FORBIDS THE OFFERING, SALE, ACQUISITION OF AND/OR OTHER
TRANSACTIONS WITH IQO, OR THE ENVISIONED ACTIVITIES OF COMPANY.
2.2. When you purchase, or otherwise receive, a IQO token, you may only do so by
accepting the following conditions and, by doing so, you warrant and represent that the
following are a true and accurate reflection of the basis on which you are acquiring the
IQO tokens:

2.2.1. neither the Company nor any of the Involve Team has provided you with any
advice regarding whether IQO is a suitable investment for you;
2.2.2. you have sufficient understanding of the functionality, usage, storage, transmission
mechanisms and intricacies associated with cryptographic tokens, such as Bitcoin and
Ether, as well as blockchain-based software systems generally;
2.2.3. you are legally permitted to receive and hold and make use of IQO in your and any
other relevant jurisdiction;
2.2.4. you will supply us with all information, documentation or copy documentation that
we require in order to allow us to accept your purchase of IQO and allocate IQO to you;
2.2.5. you have not supplied us with information relating to your acquisition of IQO or
otherwise which is inaccurate or misleading;
2.2.6. you will provide us with any additional information which may be reasonably
required in order that we can fulfil our legal, regulatory and contractual obligations,
including but not limited to any anti-money laundering obligation;
2.2.7. you will notify us promptly of any change to the information supplied by you to us;
2.2.8. you will comply with our KYC policy as made available on the Website and as
amended from time to time at our discretion;
2.2.9. you are of a sufficient age to legally obtain IQO, and you are not aware of any
other legal reason to prevent you from obtaining IQO;
2.2.10. you take sole responsibility for any restrictions and risks associated with
receiving and holding IQO, including but not limited to these set out in Annex A;
2.2.11. by acquiring IQO, you are not making a regulated investment, as this term may be
interpreted by the regulator in your jurisdiction;
2.2.12. you are not obtaining or using IQO for any illegal purpose, and will not use IQO
for any illegal purpose;
2.2.13. you waive any right you may have / obtain to participate in a class action lawsuit
or a class wide arbitration against any entity or individual involved with the sale of IQO;
2.2.14. your acquisition of IQO does not involve purchase or receipt of shares, ownership
or any equivalent in any existing or future public or private company, corporation or
other entity in any jurisdiction;
2.2.15. to the extent permitted by law and provided we act in good faith, the Company
makes no warranty whatsoever, either expressed or implied, regarding the future success
of the Company, IQO, the Ethereum network and/or achieving any of the aspirations set
forth in the White Paper;
2.2.16. you accept that IQO is created and you obtain IQO on an “as is” and “under
development” basis. Therefore, provided the Company acts in good faith, you accept that
the Company is providing IQO without being able to provide any warranties in relation to
IQO, including, but not limited to, title, merchantability or fitness for a particul ar
purpose;
you accept that you bear sole responsibility for determining if (i) the acquisition, the
allocation, use or ownership of IQO, (ii) the potential appreciation or depreciation in the
value of IQO over time, if any, (iii) the sale and purchase of IQO, and/or (iv) any other
action or transaction related to IQO has tax implications. You are solely responsible for
performing any and all obligations related to relevant tax implications, including, among
other, declaring and paying applicable taxes.

4. PRICE OF IQO

4.1. During the ICO, IQO will be allocated in exchange for Ethereum at the rate of
1 ETH = 60000 IQO.
Company accept only ETH as a payment for IQO.
The Company is not liable for any changes in the exchange rate and the Purchaser accepts
that the changes may decrease the number of IQO to be allocated. The Company shall
determine at its sole discretion which cryptocurrencies are acceptable for acquiring IQO.
4.2. The Purchasers will be entitled to certain bonuses for the purchase of IQO made by
the Purchaser (see clause 4.3). The bonuses shall be attributed to the relevant Purchasers
as additional IQO credited to the entitled Purchasers upon the creation of IQO to them.
No cash or other bonuses shall be paid to the Purchasers. Any changes to the Bonus
scheme shall have no retroactive effect, unless the Company expressly stipulates that
changes have retroactive effect for fraud prevention or other legitimate reasons.
4.3. The quantities of bonus IQO calculated from the purchased quantity of IQO by
relevant Purchaser on the date of the relevant purchase whereas no bonus is calculated
from the Bonus amount:
Period Bonus
Pre-Sale Bonus May 1, 2018 – May 31, 2018 50%
Sale Bonus June 1, 2018 – June 30, 2018 25%
Sale Bonus July 1, 2018 – July 31, 2018 10%

5. TIMING OF IQO SALE

5.1. The various phases of the ICO are the following:
5.1.1 the Token Pre-Sale Period starts on 1 May 2018 at 00 AM (UTC/GMT +3);
5.1.2. the Token Pre-Sale Period ends and the Token Sale Period starts on 31 May 2018
23:59 AM EET (UTC/GMT +3);
5.1.3. the Token Sale Period ends on either (a) 1June 2018 at 00 AM EET (UTC/GMT
+3) or (b) at the moment when the IQO amount stipulated in clause 3.2 above (together
with bonuses under clause 4.3) is covered with valid purchase orders.
5.2. The Company shall publish the total number of IQO currently covered with purchase
orders (including bonuses) and the distribution of all IQOs between the participating
Ethereum accounts. The Company will update this information at least once a calendar
day.
5.3. The IQO purchase conditions may differ during the various phases of the sales
period. Only purchase requests that are received by the Company during the relevant
period and accepted by the Company under these Terms, entitle the Purchaser to relevant
benefits arising from the relevant purchase order.
5.4. The Company reserves the right to change the dates defined in clause 5.1 above or
extend the sale duration for any reason, including any commercial, security, regulatory or
procedural reason or issue.
5.5. Estonian time (UTC/GMT +2) shall apply to any dates and deadlines stipulated in
these Terms.

6. PURCHASE OF THE IQO

6.1. During the ICO, the Purchaser can acquire IQO via the Website according to the
procedure thereunder. In order to complete the purchase of IQO, the Purchaser must
comply with the Company’s KYC procedures as required by the Company.
6.2. In order to purchase IQO during the ICO, the Purchaser:
6.2.1. creates a personal account on the Website;
6.2.2. specifies the method and (crypto)currency for making the payment for acquiring
IQO;
6.3. The Purchaser is aware that due to processing time of payments and fluctuations of
the exchange rates, the Ethereum equivalent of the payment made the Purchaser may be
different from the Ethereum equivalent of the payment received by the Purchaser. The
exact quantity of the IQO allocated to the Purchaser depends on the exact Ethereum
equivalent of the payment received by the Company from the Purchaser for relevant IQO.
6.4. Within 6 hours from the purchase the Company shall process purchase order received
in the course of the ICO and shall allocate IQO (in the amount calculated in accordance
with clause 4.1) to the wallet address provided by each Purchaser.
6.5. The Purchaser is entitled to allocation of the IQO subject to compliance with the
Company’s Know Your Customer Policy. The Company may require additional
information from the Purchaser for Know Your Customer Policy purposes. Noncompliance
with the said policy results in consequences stipulated in the same policy.
6.6. IQO will be listed on crypto exchanges after the Token Sale Period ends.
7. SPECIAL WITHDRAWAL RIGHT FOR CONSUMERS
7.1. The agreement on purchase on IQO is deemed to be concluded upon and on the date
the Purchaser instructs the payment stipulated in clause 6.2.3. (“Agreement Date”).
7.2. The Company aims at not offering IQO to consumers, i.e. a natural persons who
concludes a transaction not related to their economic or professional activities.
Nevertheless should a consumer purchase IQO, then such Purchaser cannot cancel the
purchase of IQO.

8. RIGHTS ARISING FROM THE IQO

8.1. The Company aims at keeping the holders of IQO informed of its developments and
activities. The holders of IQO may receive preferential or exclusive treatment in the
following offerings the Company may start to offer, but the Company makes no legal
representations or promises in this respect.
8.2. The Company make public an official, regular and updated report on the status,
financial situation and product development status of the Company. Through this report,
you can track and confirm that the Company maintains a legal standing and progresses
with the product development process as described in the White Paper (as updated in the
course of the product development.
8.3. Irrespective of the above, the Purchasers are not regarded as shareholders,
bondholders of anything similar and thus have no legal or financial expectation of
influence over governance of the Company.

9. NO INVESTMENT ADVICE, NO TAX ADVICE

9.1. Although the Company has taken reasonable steps to ensure the integrity and
accuracy of information communicated, the Company nor any of its agents owe any duty
of care to you, nor make any express or implied representation or warranty, and no
responsibility or liability is accepted by any of them with respect to the adequacy,
accuracy, completeness or reasonableness of the facts, opinions, estimates, forecasts,
projections or other information in the White Paper or any further information, written or
oral notice, or other document at any time provided in connection with IQO, or any other
aspect of the activities of the Company. Nothing shall be relied upon as a promise or
representation regarding any historic or current position or future events. The opinions,
descriptions, plans and intentions expressed by the Company are those held by the
authors at the date of the relevant communication and may be subject to change.
9.2. Any materials and information published by the Company, inter alia the White Paper,
are intended for informational purposes only. It may not be considered investment advice,
investment research, recommendation, solicitation of any kind or an endorsement, nor
will it form a part of any investment decision or any other decision regarding IQO. You
are solely responsible for determining whether acquisition of IQO is appropriate or
suitable for you based on your investment objectives and financial situation. Any
decisions or actions taken on the basis of information presented by the Company, inter
alia in the White Paper, the Website or other content is done at your own risk and
discretion.
9.3. There is no guarantee that the Company will be successful. Similarly, ther e is no
guarantee that the value of IQO will rise, even in case of the Company’s success. You
should bear in mind that the value of IQO coins can go up as well as down. You are
advised to thoroughly assess the risks and uncertainties involved before making any
decisions. No promises in terms of IQO value or future performance are made.
9.4. The Purchaser bears the sole responsibility to determine if the purchase of IQO or
the potential appreciation or depreciation in the value of IQO over time has tax
implications for the Purchaser in the Purchaser’s home jurisdiction. By purchasing IQO,
and to the extent permitted by law, the Purchaser agrees not to hold any of the Company
or the Involve Team liable for any tax liability associated with or arising from the
purchase of IQO.

10. EXCLUSION OF LIABILITY

10.1. The Company intends to operate in a highly regulated business area which requires
a number of licenses and authorizations. The Company might not succeed in obtaining
any or all of the necessary licenses and may therefore have to change its business plan.
The Company disclaims all liability and responsibility to the maximum extent of the law
for any statement or informative material communicated.
10.2. The sale of IQO is not registered or otherwise approved by any regulatory authority
in any jurisdiction. The White Paper does not constitute an offer to sell or a solicitation
of an offer to acquire IQO in any jurisdiction where such an offer or solicitation is
unlawful or would impose any unfulfilled registration, qualification, publication or
approval requirements, or undue burden, on the Company. Among other, IQO may not at
any time be offered, sold, pledged or otherwise transferred or delivered, directly or
indirectly, within the People’s Republic of China, the Republic of Singapore, the United
States of America, or to, or for the account or benefit of, US Persons (as defined in
Regulation S under the US Securities Act). IQO are being offered and sold solely outside
the United States to non-US Persons.
10.3. In addition to other considerations and limitations, IQO are only suitable for
individuals and entities (i) who have significant experience with and understanding of the
usage and intricacies of cryptographic tokens, (ii) who understand and are willing to
assume the potential risk of loss and who understand that there may be limited liquidity
and/or usage for IQO; and (iii) who understand and are willing to assume the risks
involved.
10.4. These Terms are subject to copyright with all rights reserved. They may not be
published, distributed or transmitted by any other person by any means or media, directly
or indirectly, in whole or in part.

11. DISCLAIMER OF WARRANTIES

THE PURCHASER EXPRESSLY AGREES THAT THE PURCHASER IS
PURCHASING IQO AT THE PURCHASER’S SOLE RISK AND THAT IQO IS
PROVIDED ON AN “AS IS” AND “UNDER DEVELOPMENT” BASIS WITHOUT
WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT
NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES,
MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE (EXCEPT
ONLY TO THE EXTENT PROHIBITED UNDER APPLICABLE LAW).

12. LIMITATIONS AND WAIVER OF LIABILITY

THE PURCHASER ACKNOWLEDGES AND AGREES THAT, TO THE FULLEST
EXTENT PERMITTED BY ANY APPLICABLE LAW, THE DISCLAIMERS OF
LIABILITY CONTAINED HEREIN APPLY TO ANY AND ALL DAMAGES OR
INJURY WHATSOEVER CAUSED BY OR RELATED TO (i) USE OF, OR INABILITY
TO USE, IQO OR (ii) THE INVOLVE TEAM UNDER ANY CAUSE OR ACTION
WHATSOEVER OF ANY KIND IN ANY JURISDICTION, INCLUDING, WITHOUT
LIMITATION, ACTIONS FOR BREACH OF WARRANTY, BREACH OF CONTRACT
OR TORT (INCLUDING NEGLIGENCE) AND THAT NOT THE COMPANY OR
NONE OF THE INVOLVE TEAM SHALL BE LIABLE FOR ANY INDIRECT,
INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES,
INCLUDING FOR LOSS OF PROFITS, GOODWILL OR DATA, IN ANY WAY
WHATSOEVER ARISING OUT OF THE USE OF, OR INABILITY TO USE, OR
PURCHASE OF, OR INABILITY TO PURCHASE, IQO, OR ARISING OUT OF ANY
INTERACTION WITH THE SMART CONTRACT IMPLEMENTED IN RELATION TO
IQO. THE PURCHASER FURTHER SPECIFICALLY ACKNOWLEDGES THAT THE
COMPANY OR INVOLVE TEAM IS NOT LIABLE FOR THE CONDUCT OF THIRD
PARTIES, INCLUDING OTHER PURCHASERS OF IQO, AND THAT THE RISK OF
PURCHASING AND USING IQO RESTS ENTIRELY WITH THE PURCHASER. TO
THE EXTENT PERMISSIBLE UNDER APPLICABLE LAWS, UNDER NO
CIRCUMSTANCES WILL THE COMPANY OR ANY OF THE INVOLVE TEAM BE
LIABLE TO ANY PURCHASER FOR MORE THAN THE AMOUNT THE
PURCHASER HAS PAID TO THE COMPANY FOR THE PURCHASE OF IQO. SOME
JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES
OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR CERTAIN TYPES OF
DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS IN THIS CLAUSE
AND ELSEWHERE IN THE TERMS MAY NOT APPLY TO A PURCHASER. IN
PARTICULAR, NOTHING IN THESE TERMS SHALL AFFECT THE STATUTORY
RIGHTS OF ANY PURCHASER OR EXCLUDE INJURY ARISING FROM ANY
WILFUL MISCONDUCT OR FRAUD OF THE COMPANY OR THE INVOLVE TEAM.

13. COMPLETE AGREEMENT

These Terms (together with the Privacy Policy and Know Your Customer Policy referred
herein) set forth the entire understanding between the Purchaser and the Company with
respect to the purchase and sale of IQO. For facts relating to the sale and purchase, the
Purchaser agrees to rely only on these Terms in determining purchase decisions and
understands that the Terms govern the sale of IQO and supersede any public statements
about the IQO sale made by third parties or by the Company or the Involve Team or
individuals associated with any of the Involve Team, past and present and during the IQO
sale.

14. SEVERABILITY

The Purchaser and the Company agree that if any portion of these Terms is found illegal
or unenforceable, in whole or in part, such provision shall, as to such jurisdiction, be
ineffective solely to the extent of such determination of invalidity or unenforceability
without affecting the validity or enforceability thereof in any other manner or jurisdiction
and without affecting the remaining provisions of the Terms, which shall continue to be
in full force and effect.

15. NO WAIVER

The failure of the Company to require or enforce strict performance by the Purchaser of
any provision of these Terms or the Company’s failure to exercise any right under these
Terms shall not be construed as a waiver or relinquishment of the Company’s right to
assert or rely upon any such provision or right in that or any other instance. The express
waiver by the Company of any provision, condition, or requirement of these Terms shall
not constitute a waiver of any future obligation to comply with such provision, condition
or requirement. Except as expressly and specifically set forth in these Terms, no
representations, statements, consents, waivers, or other acts or omissions by the Involve
Team shall be deemed a modification of these Terms nor be legally binding.

16. UPDATES AND CHANGES TO THE TERMS

The Company reserves the right, at its sole discretion, to change, modify, add, or remove
portions of the Terms at any time during the sale by posting the amended Terms on the
Website. Any Purchaser will be deemed to have accepted such changes by purchasing
IQO. The relationship between the Company and the Purchaser is regulated by the
version of the Terms in effect at the time of deciding on relevant right or obligation.

17. COOPERATION WITH LEGAL AUTHORITIES

The Company will cooperate with all law enforcement enquiries, subpoenas, or requests
provided they are fully supported and documented by the law in the relevant
jurisdictions.

18. INDEMNIFICATION

To the fullest extent permitted by applicable law, the Purchasers will indemnify, defend
and hold harmless the Company and Involve Team from and against all claims, demands,
actions, damages, losses, costs and expenses (including attorneys’ fees) that arise from or
relate to:

(i) your purchase or use of IQO;

(ii) your responsibilities or obligations under
these Terms;

(iii) your violation of these Terms; or (iv) your violation of any rights of
any other person or entity.

19. SECURITY

You are responsible for implementing reasonable measures for securing the wallet, vault
or other storage mechanism you use to receive and hold IQO purchased from the
Company, including any requisite private key(s) or other credentials necessary to access
such storage mechanism(s). If your private key(s) or other access credentials are lost, you
may lose access to your Tokens. The Company is not responsible for any losses, costs or
expenses relating to lost access credentials.

20. FORCE MAJEURE

The Company or the Involve Team shall not be held responsible for non-compliance with
these Terms, if the non-compliance is caused by a Force Majeure event which separately
of in combination with other similar risks is beyond the reasonable control of the
Company.

21. APPLICABLE LAW AND DISPUTES

The ICO as well as any other rights and obligations arising from IQO are governed by the
laws of the Republic of Estonia.
The Company, any reader of this document and any person who intends to or has
acquired IQO shall make good faith efforts to amicably resolve any dispute, controversy
or claim between them relating to IQO and their respective rights and obligations
hereunder.
In case a settlement is not reached between the parties, the dispute shall be resolved in
accordance with applicable legislation of the Republic of Estonia with Harju Maakohus
(Harju County Court) as the court of first instance.

22. PRIVACY

The Privacy Policy available on the Website is part of these Terms, and any interaction
by the Company with its community and Purchasers and vice versa shall comply with that
policy.

23. LANGUAGE

Currently, only English versions of any communications with the Company is considered
official. The English version shall prevail in case of differences in translation.

ANNEX A

IQO Risks By purchasing, owning, and using IQO, you expressly acknowledge and assume the
following risks:

1. Risk of Losing Access to IQO Due to Loss of Private Key(s), Custodial Error or
Purchaser Error
A private key, or a combination of private keys, is necessary to control and dispose of
IQO stored in your digital wallet or vault. Accordingly, loss of requisite private key(s)
associated with your digital wallet or vault storing IQO will result in loss of such IQO.
Moreover, any third party that gains access to such private key(s), including by gaining
access to login credentials of a hosted wallet service you use, may be able to
misappropriate your IQO. Any errors or malfunctions caused by or otherwise related to
the digital wallet or vault you choose to receive and store IQO in, including your own
failure to properly maintain or use such digital wallet or vault, may also result in the loss
of your IQO. Additionally, your failure to follow precisely the procedures set forth in for
buying and receiving IQO, including, for instance, if you provide the wrong address for
the receiving IQO, or provides an address that is not ERC-20 compatible, may result in
the loss of your IQO.

2. Risks Associated with the Ethereum Protocol
Because IQO is based on the Ethereum protocol, any malfunction, breakdown or
abandonment of the Ethereum protocol may have a material adverse effect on the
platform or IQO. Moreover, advances in cryptography, or technical advances such as the
development of quantum computing, could present risks to IQO and the platform,
including the utility of IQO for obtaining services, by rendering ineffective the
cryptographic consensus mechanism that underpins the Ethereum protocol.

3. Risk of Mining Attacks
As with other decentralized cryptographic tokens based on the Ethereum protocol, IQO is
susceptible to attacks by miners in the course of validating IQO transactions on the
Ethereum blockchain, including, but not limited, to double-spend attacks, majority
mining power attacks, and selfish-mining attacks. Any successful attacks present a risk to
the platform and IQO, including, but not limited to, accurate execution and recording of
transactions involving IQO.

4. Risk of Hacking and Security Weaknesses
Hackers or other malicious groups or organizations may attempt to int erfere with the
platform or IQO in a variety of ways, including, but not limited to, malware attacks,
denial of service attacks, consensus-based attacks, Sybil attacks, smurfing, and spoofing.
Furthermore, because the platform is based on open-source software, there is a risk that a
third party or a member of the Involve Team may intentionally or unintentionally
introduce weaknesses into the core infrastructure of the platform, which could negativ ely
affect the platform and IQO, including the utility of IQO for obtaining the Company’s
services.

5. Risks Associated with Markets for IQO
If secondary trading of IQO is facilitated by third party exchanges, such exchanges may
be relatively new and subject to little or no regulatory oversight, making them more
susceptible to fraud or manipulation. Furthermore, to the extent that third-parties do
ascribe an external exchange value to IQO (e.g., as denominated in a digital or fiat
currency), such value may be extremely volatile.

6. Risk of Uninsured Losses
Unlike bank accounts or accounts at some other financial institutions, IQO are uninsured,
unless you specifically obtain private insurance to insure them. Thus, in the event of loss
or loss of utility value, there is no public insurer or private insurance arranged by
Company, to offer recourse to you.

7. Risks Associated with Uncertain Regulations and Enforcement Actions
The regulatory status of IQO and distributed ledger technology is unclear or unsettled in
many jurisdictions. It is difficult to predict how or whether regulatory agencies may
apply existing regulation with respect to such technology and its applications, including
the Involve platform and IQO. It is likewise difficult to predict how or whether
legislatures or regulatory agencies may implement changes to law and regulation
affecting distributed ledger technology and its applications, including the platform and
IQO. Regulatory actions could negatively impact the platform and IQO in various ways,
including, for purposes of illustration only, through a determination that the purcha se,
sale and delivery of IQO constitutes unlawful activity or that IQO are a regulated
instrument that require registration or licensing of those instruments or some or all of the
parties involved in the purchase, sale and delivery thereof. The Company may cease
operations in a jurisdiction in the event that regulatory actions, or changes to law or
regulation, make it illegal to operate in such jurisdiction, or commercially undesirable to
obtain the necessary regulatory approval(s) to operate in such jurisdiction.

8. Risks Arising from Taxation
The tax characterization of IQO is uncertain. You must seek your own tax advice in
connection with purchasing IQO, which may result in adverse tax consequences to you,
including withholding taxes, income taxes and tax reporting requirements.

9. Risk of Competing Platforms
It is possible that alternative platforms could be established that utilize the same open
source code and protocol underlying the platform and attempt to facilitate services that
are materially similar to the Company’s services.

10. Risks Arising from Lack of Governance Rights
Because IQO confer no governance rights of any kind with respect to the Involve
platform or the Company, all decisions involving the Company’s products or services
within the platform or the Company itself will be made by the Company at its sole
discretion. These decisions could adversely affect the platform and the utility of any IQO
you own, including their utility for obtaining the Company’s services.

11. Unanticipated Risks
Cryptographic tokens such as IQO are a new and untested technology. In addition to the
risks included in this Annex A of these Terms, there are other risks associated with your
purchase, possession and use of IQO, including unanticipated risks. Such risks may
further materialize as unanticipated variations or combinations of the risks discussed in
this Annex A of these Terms.

Further Information

For further information regarding the IQO sale, please contact contact@icoinvolve.io